Credit Tips

Working with Lexington Law for Credit Repair

When you are looking for help to repair your credit, one of the names that is almost always at the top of the list is Lexington Law. Understanding the company, what they do, and how they can help you are important to take into consideration as you make your decision.

Who is Lexington Law?

Lexington Law is a firm of lawyers and credit experts who have been in business for over 21 years. They started in Salt Lake City, but their services are available across the entire United States. Currently, Lexington Law employs lawyers and over 200 paralegals/agents who specialize in ethical, legal credit repair. They offer a range of services at various subscription tiers, starting with basic credit repair services up to full-scale credit monitoring, credit score analysis, and assistance with negotiations with creditors.

What do they do?

Lexington Law offers standard credit repair services — disputes, professional credit repair advice, debt validation, etc. — all tied to separate tiers of service. While many of the services they offer you can do for yourself, the difference is that Lexington brings years of expertise to the table that allows them to more effectively handle your credit repair in a timely fashion that gets results.

If you are looking for reliable information on credit repair, Lexington Law has tons of information listed on the company website. Topics range from how to handle credit cards, to understanding judgments and liens and everything in between.

For information on do-it-yourself credit repair, the resources on the Lexington Law website are a good place to start.

Why should I consider Lexington Law for credit repair?

Improvements to your credit score can impact your ability to get loans and credit cards, but more importantly, in this day and age, it can also impact your interest rates on insurance, car loans your prospects of employment. Many employers are checking credit scores to see how dependable their prospective employees are in their financial life. The assumption is that people with better credit will be more dependable on the job and are likely to have less issues that affect productivity and on the job performance.

People who work in sensitive positions that require handling money or a security clearance are subject to repeated credit checks, and it’s possible to be fired from such a job if your scores drop. So not only can professional credit repair improve your ability to get credit, it can also improve your ability to get a better job, or a promotion on your current job. Lexington Law is one of the most experienced credit repair companies in the business, and their record stands above most other companies in terms of results and performance.

How can Lexington Law help me?

Lexington Law is best suited for someone who has complicated or multiple items to dispute. They are also a good choice for people who are very pressed for time, or who may be intimidated by the credit repair process. If you have a daunting file of bad reports, possibly with multiple reports for the same debt, or you are a victim of identity theft or fraud, you may wish to seriously consider Lexington law.

Ultimately, it doesn’t matter whether you have one item to dispute or fifty, Lexington Law handles each item with professionalism and experience that comes from years in the field of credit repair. By drawing on their expertise, you can see better results in terms of clearing up questionable credit items on your credit report.

Lexington Law offers several levels of credit repair, their first tier just disputing questionable items with the credit bureaus, and another tier above that called ‘Concord Standard’ which directly targets the creditors and approaches the debt issues on more than one front, which could speed things up dramatically. Their top tier, Concord Premier, also offers credit monitoring through TransUnion, as well as a monthly score analysis to help you understand what steps you can take on your own to further improve your credit.

All of their service levels are month to month with no locked-in contract, so you can cancel at any time. Given their experience in the field of credit repair, the documented results, and the ability to have a free consultation before you get started, Lexington Law seems like a solid investment in credit repair for individuals who may have credit problems they can’t handle on their own.

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